Kroger Payments and Services | Kroger Money Made Simple

If you shop at Kroger or one of its family stores, you might not know they offer more than just groceries. Kroger Payments and Services help you handle money matters like paying bills, sending money, and even buying money orders-all in one place.

This guide breaks down everything you need to know about Kroger’s payment options and money services in the simplest way possible. Whether you’re new to Kroger’s services or just curious, you’ll find all the info here, step by step.

Kroger Payments and Services include several ways to pay for things, send money, and manage your bills. They have:

• Kroger Pay: A mobile app feature that lets you pay quickly and safely using your phone.
• Money Services: This includes cashing checks, sending money through Western Union, and buying money orders.
• Bill Pay: Pay your utility bills and other bills right at Kroger.
• Gift Cards and Lottery: Buy gift cards or lottery tickets at many Kroger stores.

These services make Kroger a one-stop shop for both groceries and money needs.

Worried about where your money is after you send it? Kroger makes tracking easy, especially if you use their Western Union money transfer service. You get a tracking number or PIN with your receipt. Just go online to Western Union’s website, enter your number, and see if your money has arrived.

For money orders, you can also track them using the receipt number. This helps you stay in control and know your payment is safe.

You don’t always have to go to the store to use Kroger’s payment services. Kroger Pay, their mobile payment app, lets you pay for groceries and fuel right from your phone. Just download the Kroger app, set up Kroger Pay, and link your payment cards.

With Kroger Pay, you can:

• Scan a QR code at checkout to pay.
• Earn loyalty points automatically.
• Use contact-free payment for safety and speed.
• Manage multiple payment cards easily.

This app works at many Kroger stores and fuel centers, making shopping faster and safer.

If you want to use Kroger’s money services like cashing checks or buying money orders, you need to know their hours. These services usually open later and close earlier than the store itself. Most Kroger money services desks are open from 8 a.m. to 8 p.m. every day.

Even if your Kroger store is open 24 hours, the money services desk won’t be. Also, on holidays like Christmas or Thanksgiving, hours may change. It’s a good idea to call your local store to check before you go.

The Kroger app is a game-changer. It’s free and works on most smartphones. Once you download it, you can:

• Use Kroger Pay to check out without cash or cards.
• Load your Kroger loyalty card.
• View digital coupons and deals.
• Track your fuel rewards.
• Find your nearest Kroger Money Services desk.

To use Kroger Pay, just open the app, select Kroger Pay, and scan the QR code at checkout. You’ll need to create a PIN or use your fingerprint/face for security.

Bill pay services at Kroger usually follow the same schedule as money services. So, if you want to pay your bills in person, expect the bill pay desk to be open roughly from 8 a.m. to 8 p.m. daily. It’s best to check your local store’s hours online or by phone to avoid surprises.

Finding a Kroger store with money services is easy. Kroger’s website has a store locator tool where you can enter your zip code or city. It will show you nearby stores and whether they offer money services like check cashing, money orders, or bill pay.

Pro tip: Not every Kroger store offers all money services, so use the locator to find the one that fits your needs.

Good news! Kroger does not charge extra fees for using Kroger Pay or paying bills at their money services desk. However, some services like buying money orders may have small fees, usually about $1 per money order.

When sending money via Western Union at Kroger, fees depend on the amount and destination. Always ask the cashier about the fees before you complete your transaction.

Money orders are a safe way to send money or pay bills without cash or checks. Kroger partners with Western Union to sell money orders at their stores. Here’s what you should know:

• The maximum amount per money order is usually $1,000.
• Fees are about $1 per money order, but this can vary.
• You pay upfront with cash or debit card.
• You get a receipt to track or cancel the money order if needed.

Make sure to fill out the money order carefully with the recipient’s name and your details. Keep your receipt safe-it’s your proof of payment and needed for tracking.

• Use Kroger Pay for faster checkout: No cash, no cards, just your phone.
• Check store hours: Money services close earlier than grocery stores.
• Keep receipts: For money orders and money transfers, receipts are your lifeline.
• Use the app: It’s free and makes payments super easy.
• Ask about fees: Some services have small fees; better to know upfront.
• Track your money: Use Western Union’s website or app to track transfers.

Feature	Kroger Pay	Traditional Payment (Cash/Card)
Speed	Fast, scan QR code	Slower, swipe or hand cash
Safety	Contact-free, secure token	Physical handling, risk of loss
Loyalty Rewards	Earn points automatically	Must scan loyalty card separately
Convenience	Pay with phone anywhere in store	Need wallet or cash
Setup	Requires app and account	No setup needed

Kroger Payments and Services make managing your money easier while you shop. Whether you want to pay bills, send money, or use Kroger Pay for quick checkout, Kroger has you covered.

Just remember to check your local store’s hours, keep your receipts, and use the Kroger app for the best experience. With Kroger, you don’t have to run all over town-everything you need is right there in one place.